Financial Advice?

See, now. That's how I was looking at it. It's not that I'm necessairily irresponsible with my money, it's just that it would be easier to pay it off and build some credit, in addition to getting what I want with this loan.

If you want to save money just save it and stop upgrading your car and stuff. You know you don't need most of that that you're wanting to do to it. Also, whenever possible avoid high interest credit cards and don't buy EVERYTHING on credit. Over extending yourself is a bad thing to do. Live within your means.

It was either $60,000 or 5-10 thousand dollars. Anyway...How many quarters there was WASN"T the moral of the story.

How the hell can you confuse powers of ten? I still doubt it was more than a few hundred.