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Posted 2005-06-28, 06:41 AM in reply to Kaneda's post "College"
Hmm, a teacher told me back in the day that the difference between universities and colleges is that universities have professors (and doctors?) who execute research in various subjects, and that there is no other diffence.

How do you manage to pay for college/university in the US, if you don't have a scholarship and/or a good economy to rely on to start with. Loans? What kind of loans?

In Europe (except for Scandinavia, where colleges and universities offer full tuition free of chage), it seems to be harder to get a $100,000 loan (for a 4-5 year period) for education, than a house loan at $400,000. I don't see how a house could be so much more important than an education, that the government and companies will easily sponsor you with 4 times more money than for getting a decent education.
"Stephen Wolfram is the creator of Mathematica and is widely regarded as the most important innovator in scientific and technical computing today." - Stephen Wolfram

Last edited by Chruser; 2005-06-28 at 06:44 AM.
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Posted 2005-06-28, 07:16 AM in reply to Chruser's post starting "Hmm, a teacher told me back in the day..."
A house loan has little risk. If you don't pay, they reposesss the house and sell it to cover their losses.
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Posted 2005-06-28, 07:19 AM in reply to Chruser's post starting "Hmm, a teacher told me back in the day..."
We have scholarships, grants, student loans, and certain types of school sponsored funding like work study courses.
The amount of money a grant gives you depends on your familys income and what the government deems they can afford to pay for your college. A grant won't take up all of the slack though. If you don't have a sholarship, your usually looking at a student or parent loan.
Student loan: For Dependent Undergraduate Students: Year 1 - $2,625 Year 2 - $3,500 Years 3, 4 and 5 - $5,500

For Independent Undergraduate Students: Year 1 - $6,625 Year 2 - $7,500 Years 3, 4 and 5 - $10,500

So you can see even then, depending on your choice of school. You could still be hurting. Although most students have jobs.

True WW, my stepmom had students loans and she hasn't paid off any of them.

Last edited by Kaneda; 2005-06-28 at 07:22 AM.
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Posted 2005-06-28, 10:21 AM in reply to Kaneda's post starting "We have scholarships, grants, student..."
Over here we can get student loans, and only have to start paying if our wage gets above something like £21,000 a year. If it doesn't after 20/30 odd years, then we don't have to pay them any more.
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Posted 2005-06-29, 12:44 AM in reply to Chruser's post starting "Hmm, a teacher told me back in the day..."
Chruser said:
How do you manage to pay for college/university in the US, if you don't have a scholarship and/or a good economy to rely on to start with. Loans? What kind of loans?
Parents


KagomJack said:
My girth isn't anything to bitch and moan about in long, elaborate paragraphs.
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Posted 2005-06-29, 07:15 PM in reply to JRwakebord's post starting "Parents :D"
God bless em!
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Posted 2005-06-30, 06:19 AM in reply to Titusfied's post starting "God bless em!"
Yeah, and then when you squirt out a little fucker you pay for them too!! It's a cycle of fun for everyone!!
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Posted 2005-06-30, 11:02 AM in reply to Penny_Bags's post starting "Yeah, and then when you squirt out a..."
Imagine having 3 daughters and no sons...then you're fucked.

Pay for this, pay for that, daddy I want those shoes, and those, and those, heck why not I'll have all of that shelf as well.

Daddy, I'm engaged...the 3 words all fathers hate to hear from their daughters lips...
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Posted 2005-06-30, 04:12 PM in reply to Lenny's post starting "Imagine having 3 daughters and no..."
I've got 2 sisters, and they are bad as if not 4. Spoiled as HELL!


KagomJack said:
My girth isn't anything to bitch and moan about in long, elaborate paragraphs.
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Posted 2005-06-30, 08:58 PM in reply to JRwakebord's post starting "I've got 2 sisters, and they are bad as..."
That's so gay. I'm glad that I have 2 brothers. Girls have way too much shit. They need 20+ pairs of shoes, at least a thousand shirts and skirts, and endless amounts of other stuff. I wonder how much money was not spent for a guy as opposed to a girl.
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