Armor choice

What armor is better for a Hammerdin? Choose between Skin of Vipermagi and Que-Hagan's Wisdom, or whatever it is called. I know everyone wants an Enigma but I am not very rich. Or is there a better armor other than Enigma that could be used, especially before lvl 60 or so?

Have never built a Pally for PVM so this is the first shot at it.

And, what boss, act, or monster will cause the most problems for a Hammerdin?

Thx for the help...