Fun community idea I had

Members who want to use the account should state that they are aware of the risks of losing it due to keyloggers, trojans and other types of viruses, and guarantee that they have scanned their computers for viruses using HouseCall or similar anti-virus software.

Should they fail to do so, and are responsible for losing the account, they will be banned. Perhaps valuable items can be stored on a separate, admin-only account so an eventual loss of a member account in a relevant game would not be catastrophic.

Personally, I think a permanent ban is a little harsh. A one-to-two-month ban from Zelaron and a permanent ban from future Zelaron gaming accounts sounds more reasonable. Not to mention you would require to be a senior member on Zelaron, and preferably have a registration date six months or more into the past.