Financial Advice?

My advice is that whatever you're getting the loan for has to be strictly need based, and not a want. This way, you get what you need right away, but then you should have the money to sustain the interest and pay off the loan as soon as possible. If you just want cash to spend on random items you want, I'd suggest not doing it.

I know a guy that used to get paid like 25$ every 2 days and he'd exchange 2$ bills of his check into quarters and he'd leave those quarters at home so he won't spend them. Now he has around $60,000 in quarters.

That's 240,000 quarters. If he saves eight quarters 2.5 times a week, that's 12000 weeks he's been saving up quarters. That comes out to 229.984 years. Sounds like a long time to save up quarters.

Each quarter weighs 5.670 grams, so that's 1,360,800g or 3000.050 lbs of quarters. 1.5 tons of quarters. PICTURE OR IT DIDN'T HAPPEN!